{"id":247,"date":"2019-08-09T22:22:49","date_gmt":"2019-08-09T22:22:49","guid":{"rendered":"http:\/\/dollarnerdz.com\/?p=247"},"modified":"2019-08-09T22:22:49","modified_gmt":"2019-08-09T22:22:49","slug":"save-money-for-a-wedding","status":"publish","type":"post","link":"https:\/\/dollarnerdz.com\/en\/save-money-for-a-wedding\/","title":{"rendered":"EXPERT: How To Save Money For A Wedding In 13 Simple Steps"},"content":{"rendered":"<p>You\u2019ve finally found The One \u2013 the person you want to spend the rest of your life with. You\u2019re getting married! As you know, weddings can be expensive! That\u2019s why we want to help you. As a special gift to you, we\u2019ve compiled a list of the best ways to save money for a wedding.<\/p>\n<p>In this guide, we\u2019ll talk about:<\/p>\n<ul>\n<li>Expenses you can cut back on to save money for a wedding<\/li>\n<li>The best ways to put money aside for the wedding of your dreams<\/li>\n<li>Ways you can save and make money for your wedding while preparing for your life together<\/li>\n<\/ul>\n<p>Are you ready to begin your journey together? Here are the 13 best ways to save money for a wedding.<\/p>\n<h2>1. Open a new savings or checking account<\/h2>\n<p>Before you begin to save money for a wedding, you\u2019re going to need to find a place to safely stash your money where you won\u2019t be tempted to spend it. Visit your local bank and ask to open an account. There are quite a few account types available. A standard checking or savings account will work just fine. But if you like, you can ask about a vacation club, which is a temporary account and usually bears higher interest.<\/p>\n<p>The tips on the list below will take advantage of this separate account. What you need to remember is that the account is <em>only<\/em> for your wedding expenses! Don\u2019t dip into it for bills or other things that may come up.<\/p>\n<ul>\n<li>It may be useful for you to open a separate bank account that\u2019s used just for your wedding<\/li>\n<li>You can use a checking, savings or vacation club account<\/li>\n<li>Only use this account for wedding expenses!<\/li>\n<\/ul>\n<h2>2. Ask for gifts early<\/h2>\n<p>If you\u2019re comfortable with it, you can ask for wedding gifts early. Tell your friends, parents and relatives that you\u2019d rather have their support in financing your wedding than gifts at the actual ceremony. Create a GoFundMe or other collaborative plan and ask your guests if they\u2019d simply contribute to your wedding rather than buying a gift. After all, who needs 13 blenders?<\/p>\n<p>When the monetary gifts start rolling in, be sure you <em>only<\/em> use that cash for wedding expenses. Deposit these gifts into your wedding account and use the money to pay for officiants, DJs and anything else wedding-related.<\/p>\n<ul>\n<li>Wedding gifts are often redundant \u2013 why not ask for cash instead?<\/li>\n<li>You can save money for a wedding by forgoing the traditional gifts<\/li>\n<li>Be sure the money you save is used only for your wedding<\/li>\n<\/ul>\n<h2>3. Pay yourself each paycheck<\/h2>\n<p>You\u2019ve grown accustomed to spending your paychecks in one way. For instance, you\u2019ve budgeted for rent, entertainment, utilities and other bills. Take a look at your paychecks and see if there are ways you can save money for a wedding.<\/p>\n<p>Open a savings account at your local bank that will allow you to easily transfer your money. When you get paid, commit to setting aside a percentage of your check and putting it in your savings account. Some employers will actually do this for you automatically. Ask for a direct deposit form that will allow you to allocate a flat amount or a percentage to be deposited into a secondary account.<\/p>\n<p>Once this is done, <em>don\u2019t spend that money<\/em>! It can be tempting to dive into the savings for incidentals like car repairs, but promise yourself that you won\u2019t touch your savings for anything but wedding expenses.<\/p>\n<ul>\n<li>Commit to setting aside a percentage of your paycheck each pay period<\/li>\n<li>Put that money in a separate savings account \u2013 some employers will do this for you<\/li>\n<li>Once the money is in savings, don\u2019t touch it unless it\u2019s for a wedding related expense<\/li>\n<\/ul>\n<h2>4. Stop eating out<\/h2>\n<p>For the next few months (or however long it is until your wedding) don\u2019t eat out. Instead, spend the time with your partner learning new recipes and cooking together. Eating in each night is a great way to save money for a wedding.<\/p>\n<p>Eating out is usually more expensive than people may think. Of course, there\u2019s the cost of the meal. But then there\u2019s the wine or drinks, the tip and so on. Even the transportation to get to the restaurant can add up!<\/p>\n<p>Save money for a wedding by opting to eat in instead. You\u2019ll get to spend quality time with your partner and you\u2019ll have much more money than you did! Put the money you would\u2019ve spent on your dinner out into your savings account and use the money to pay for wedding costs.<\/p>\n<ul>\n<li>Eating out is expensive when you factor in tips, drinks, transportation and more<\/li>\n<li>Instead of eating out, learn to cook new dishes with your partner<\/li>\n<li>Put the money you would have spent into your wedding account<\/li>\n<\/ul>\n<h2>5. Rethink your television<\/h2>\n<p>How much do you pay each month for cable? For streaming services like Netflix or Hulu? That amount can add up, and that money could be put to use to save money for a wedding instead.<\/p>\n<p>Cable, especially, can be very expensive. Instead of the premium packages with sports and HBO add-ons, can you cut back and just subscribe to a basic service instead? Do you live in an area where you can get reasonable programming with just an antenna? If so, do it! Then, put the money into your wedding account and use it for your wedding expenses.<\/p>\n<p>The same is true for your streaming services. Rather than the commercial-free versions of streaming programs, save a few bucks each month and let the commercials roll. Or, cut back entirely and watch movies on YouTube for free. Of course, your local library has entertainment options, too!<\/p>\n<p>You\u2019re going to be busy over the next few months anyway, so rethink your television and consider whether you really <em>need<\/em> all those movies and TV shows.<\/p>\n<ul>\n<li>You can save money for a wedding by cutting back on your home entertainment costs<\/li>\n<li>Do you really need <em>all<\/em> those movies and television shows?<\/li>\n<li>You don\u2019t have to cancel your services completely, but cutting back on the extras can save a lot<\/li>\n<\/ul>\n<h2>6. Move in together<\/h2>\n<p>Are you maintaining two separate households? You can save a <em>lot<\/em> of money by moving in together before the wedding. Save money for a wedding by cutting rent, utilities, and more in half. If you can\u2019t or don\u2019t want to cohabitate for religious, cultural or other reasons, you\u2019ve also got options.<\/p>\n<p>You can find a roommate to move in with, or you could find someone to rent your spare bedroom. Then, agree on a monthly rent, a share of utilities each of you will be responsible for and you can even split the cost of food.<\/p>\n<p>Another option would be to find a college-style apartment arrangement. There are apartment complexes that will rent to four or so separate tenants. Each is responsible only for his or her portion of rent and a share of the utilities like water and cable. Rearranging your living situation is a good way to save money for a wedding.<\/p>\n<ul>\n<li>You can cut your cost of living in half by moving in together before the wedding<\/li>\n<li>If you don\u2019t want to live together yet, you can find a roommate<\/li>\n<li>University towns offer apartment arrangements where you will share with roommates and split costs<\/li>\n<\/ul>\n<h2>7. Skip the bar<\/h2>\n<p>We mentioned the cost of eating out in a previous tip. But what about those trips to the bar, pub or club? Let\u2019s face it \u2013 paying almost ten dollars for a mixed drink is ridiculous. You can save money for a wedding by skipping the bar and mixing your own drinks.<\/p>\n<p>If you\u2019re feeling very creative, you can choose to make your own beer at home. The startup costs aren\u2019t necessarily cheap, but making your own beer is a fun way to pass the time that you\u2019re <em>not<\/em> at the bar. Gather a group of friends and get creative. Who knows? You might invent the next popular lager in your area. Who knew orange-flavored beer could taste so good?<\/p>\n<ul>\n<li>Skip the bar and mix your own drinks at home<\/li>\n<li>Bars and pubs overcharge for inexpensive drinks<\/li>\n<li>If you can get the right equipment, making your own beer at home is a fun way to save money for a wedding<\/li>\n<\/ul>\n<h2>8. Sell the stuff you\u2019re not using<\/h2>\n<p>This is probably more of a way to <em>make<\/em> money than to save money for a wedding, but every little bit helps. You and your partner are getting ready to share space if you don\u2019t already. That means you\u2019ll have oodles of duplicates. Do you really need 32 towels and two microwaves? Probably not. It\u2019s time to start letting go of a few things.<\/p>\n<p>Hold a yard sale or post your items on Facebook Marketplace or Craigslist. Then, watch the money start rolling in. Put that money into your wedding savings account and spend it only on wedding-related stuff. You can make hundreds of dollars by consolidating households and getting rid of your unwanted stuff. Be sure to think big \u2013 televisions and electronics can sell for a lot.<\/p>\n<p>While you\u2019re at it, you may as well get rid of the clothes you never wear, handbags you never use and so on. Paring down on the \u201cthings\u201d you\u2019ve accumulated can help you save money for a wedding and can clear out space for the new stuff, too!<\/p>\n<ul>\n<li>When you start living with your new spouse, you\u2019ll have a lot of duplicates<\/li>\n<li>You can make and save money for a wedding by selling the extra things<\/li>\n<li>Sell the extra big ticket items, but don\u2019t forget about clothes, towels and other things as well<\/li>\n<\/ul>\n<h2>9. Make shopping lists<\/h2>\n<p>Whether you\u2019re headed to the mall or the grocery store, you can save money for a wedding by making lists before you go. Commit to <em>only<\/em> buying what\u2019s on the list, and never go grocery shopping when you\u2019re hungry!<\/p>\n<p>Do your research before you go, too. Be sure to check fliers and circulars for items that are on sale. Coupons are helpful, but they\u2019re not for everyone. Some people just don\u2019t have time to clip coupons. That said, most grocery stores no offer digital coupons that you can simply clip and load to your loyalty card.<\/p>\n<p>When you\u2019re shopping for items that aren\u2019t at the grocery store, be sure to bring your phone along. As you shop, check the price against others online. Amazon, for instance, may have lower prices than your local big box retailer. Be sure you take shipping costs into account.<\/p>\n<ul>\n<li>Shop smart \u2013 make a list before you go and never grocery shop hungry<\/li>\n<li>Clipping coupons is easier nowadays with digital coupons<\/li>\n<li>Always bring your phone along so you can price compare<\/li>\n<\/ul>\n<h2>10. Join cash back programs<\/h2>\n<p>In almost every country in the world, there are apps that allow you to \u201cearn\u201d money back for buying the things you need anyway. Take advantage of these programs to save money for a wedding. The key is this: don\u2019t \u201ccash out\u201d on your accounts until you\u2019re ready to pay for wedding expenses. Or, have your earnings transferred to your wedding account rather than your normal checking account.<\/p>\n<p>You won\u2019t save a ton of money by using these apps, but the few dollars here and there can certainly add up. You can save as much as a few hundred dollars each month by using cash back apps. Don\u2019t have a cash back service in your area? Rewards programs work, too, by giving you points for every dollar you spend. These points can be redeemed for gift cards or cash.<\/p>\n<ul>\n<li>As you plan for your wedding, you\u2019ll be spending more money \u2013 use cash back apps to help you save<\/li>\n<li>You won\u2019t earn a lot of money but the savings can add up to a few hundred each month<\/li>\n<li>Points programs are also available, allowing you to redeem points for cash or gift cards<\/li>\n<\/ul>\n<h2>11. Skip vacation this year<\/h2>\n<p>If you\u2019re like most couples, you\u2019re probably planning to take some sort of honeymoon vacation. So why not skip vacation this year and opt to put the savings into your honeymoon or your wedding? Skipping vacation can help you save money for a wedding \u2013 sometimes thousands of dollars!<\/p>\n<p>You don\u2019t have to stay home all year. You can still travel, but it\u2019s cheaper to visit local areas than travel abroad or across the country. Check around for vacation specials and packages, and if you must travel do so in the off season. For instance, visit the beach after the prime summer season. Visit the mountains in the spring or fall.<\/p>\n<ul>\n<li>Your honeymoon is going to be the trip of a lifetime \u2013 consider skipping vacay this year and putting the money toward that<\/li>\n<li>You can still travel, but it\u2019s cheaper to do it locally than to take faraway trips<\/li>\n<li>Travelling off-season is less expensive than travelling in prime season<\/li>\n<\/ul>\n<h2>12. Quit your bad habits<\/h2>\n<p>Are you a heavy drinker? A smoker? Do you chew tobacco? Quit now!<\/p>\n<p>In the United States, the average cost of a pack of cigarettes ranges from $5.50 to $12.85 depending on where you live. In the UK, cigarettes cost on average \u00a310.40. Live in Australia? You\u2019ll be paying as much as $28 for a pack of 25 cigarettes!<\/p>\n<p>Alcohol is another expensive habit. Just one mixed drink can cost as much as $10 in most places. And in many countries, you can get a whole bottle of liquor for that much!<\/p>\n<p>Quit those bad habits and put the money toward your wedding instead. You\u2019ll save money for a wedding <em>and<\/em> be healthier because of it!<\/p>\n<ul>\n<li>The bad habits you\u2019ve picked up can really add up<\/li>\n<li>Quit smoking and save thousands of dollars each year<\/li>\n<li>Alcohol, too, can be cut back on or avoided altogether to save money for a wedding<\/li>\n<\/ul>\n<h2>13. Cancel your gym membership<\/h2>\n<p>How much do you pay each month to use the treadmill at your local health club? Some memberships cost as little as $10 each month, while others cost upwards of $100 or more. That\u2019s $1200 each year you could be using to save money for a wedding.<\/p>\n<p>Fitness is your thing? That\u2019s okay! Try something different for a while. Go for a jog or a run. Buy a secondhand bike. Or just download an app like the Nike Training app to give you ideas of workouts you can do at home.<\/p>\n<p>You definitely want to look good for your wedding, but you don\u2019t need to spend thousands of dollars to do it. You can stay fit and save money for a wedding by skipping the gym and putting that money into your wedding account instead.<\/p>\n<ul>\n<li>Gym memberships are expensive \u2013 you can save money for a wedding by cancelling yours<\/li>\n<li>You can work out at home and still stay fit<\/li>\n<li>Take the time to try something different \u2013 rock climbing, hiking, running or even rowing will give you a great workout<\/li>\n<\/ul>\n<h2>Conclusion<\/h2>\n<p>Congratulations on your decision to get married! Weddings are expensive, and you want only the best for your ceremony. Take a look around you and really consider ways you can save money for a wedding by simply cutting back on expenses you\u2019ve been taking for granted.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You\u2019ve finally found The One \u2013 the person you want to spend the rest of your life with. You\u2019re getting married! As you know, weddings can be expensive! That\u2019s why we want to help you. As a special gift to you, we\u2019ve compiled a list of the best ways to save money for a wedding. In this guide, we\u2019ll talk about: Expenses you can cut back on to save money for a wedding The best ways to put money aside for the wedding of your dreams Ways you can save and make money for your wedding while preparing for your <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_cloudinary_featured_overwrite":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-247","post","type-post","status-publish","format-standard","hentry","category-savings"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EXPERT: How To Save Money For A Wedding In 13 Simple Steps - dollarnerdz.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dollarnerdz.com\/en\/save-money-for-a-wedding\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EXPERT: How To Save Money For A Wedding In 13 Simple Steps - dollarnerdz.com\" \/>\n<meta property=\"og:description\" content=\"You\u2019ve finally found The One \u2013 the person you want to spend the rest of your life with. You\u2019re getting married! As you know, weddings can be expensive! That\u2019s why we want to help you. As a special gift to you, we\u2019ve compiled a list of the best ways to save money for a wedding. 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